{"id":146,"date":"2021-01-15T07:40:46","date_gmt":"2021-01-15T07:40:46","guid":{"rendered":"https:\/\/vertexhomes.com\/blog\/?p=146"},"modified":"2022-01-25T11:46:16","modified_gmt":"2022-01-25T11:46:16","slug":"top-5-reasons-to-choose-ready-to-move-apartment","status":"publish","type":"post","link":"https:\/\/vertexhomes.com\/blog\/top-5-reasons-to-choose-ready-to-move-apartment\/","title":{"rendered":"Top 5 Reasons to Choose Ready to Move Apartment"},"content":{"rendered":"\n

If you are planning to buy an apartment, you must have come across this term, \u2018ready to move in\u2019 quite frequently. Homebuyers<\/strong> often opt for a ready to move in apartment over one that\u2019s under construction due to the fact that there is no delay in possession. \u2018Ready to move in\u2019 apartments<\/strong> make it easier for the buyer to plan ahead as it can be occupied immediately after purchase.<\/p>\n\n\n\n

Let\u2019s look at the top 5 reasons to choose a \u2018ready to move in\u2019 apartment<\/strong>.<\/p>\n\n\n\n

No delay!<\/strong><\/p>\n\n\n\n

One of the biggest risks in real estate can be eliminated when you own a ready to move in apartment<\/a><\/strong>, which is the delay. Once you own your ready to move in apartment, you need not wait for the completion of the whole project or its amenity for possession. Before the implementation of RERA (Real Estate Regulation and Development Act), builders used to promise an average time of 3 years for completion of the project. After RERA most developers have increased this to 4 to 5 years to avoid penalty.<\/p>\n\n\n\n

You see what you get!<\/strong><\/p>\n\n\n\n

Another advantage of a ready to move in flat<\/strong> is that there is no uncertainty about the features of the property such as quality of construction, space availability, view from the apartment, amenities, parking space, etc. Because of this, the whole buying process becomes much easier for the end-user and he\/she can be assured of the property they are purchasing.<\/p>\n\n\n\n

Rental income or EMI<\/strong><\/p>\n\n\n\n

As ready to move in apartments<\/strong> can be occupied immediately, the buyer always has an option to give the flat for rent as soon as they purchase it. The apartment being brand new, there is a scope for better rental income as well. The best part about this income is that it can be used to pay off your home loan EMI.<\/p>\n\n\n\n

Free of GST<\/strong><\/p>\n\n\n\n

The GST cost is applicable only on under-construction real estate projects<\/strong>. Therefore if you opt to buy a ready to move in apartment<\/strong>, you save the GST amount on your brand new home. When it comes to owning a home, this amount can be big enough to make a difference. The real estate developers<\/strong> in regular housing projects can charge a 12%  GST with ITC or a GST of 5% without ITC. When it comes to affordable housing projects, the developers can charge 8% GST with ITC and 1% without ITC.<\/p>\n\n\n\n

Deductions on tax<\/strong><\/p>\n\n\n\n

The income tax act, 1961 says that if you buy a home on loan, you can claim tax deductions with an overall limit of \u20b91.5 lakhs to \u20b92 lakhs under section 80C against the principal repayment<\/strong> of the home loan. You can start claiming tax benefits only after the completion and possession of the property. After possession, in five equal instalments, you may claim the interest <\/strong>paid on a home loan during the phase of construction. In the event of delayed construction which takes more than 5 years to complete, your maximum deduction allowed on interest will be reduced to \u20b930,000. The principal amount repaid during the construction phase is not eligible for any deductions.<\/p>\n\n\n\n

Vertex Panache – 3 BHK \u2018ready to move in\u2019 apartments in Gachibowli<\/strong><\/p>\n\n\n\n

Now that you have seen top 5 benefits of a ready-to-move-in apartment<\/strong>, we would like you to take a look at VERTEX PANACHE – Premium 3 BHK ready to move in apartments in Gachibowli, Hyderabad<\/em><\/strong>.<\/p>\n\n\n\n

Located just 3 KM to the bustling IT hub in the Financial District, Vertex Panache is a king of locational benefits, which includes, hassle-free drive to the airport via ORR, close proximity to international schools, popular hospitals, shopping malls, etc. The project also features an array of premium amenities<\/strong> for you to dwell in a healthy and activity-filled lifestyle. Over 450 happy families have put their trust in Vertex panache<\/strong> and are leading a great life in the heart of the city. Now it\u2019s your turn! Fulfill your dream of owning the perfect 3 BHK apartment at Vertex Panache<\/a><\/strong>. Think fast! Only a few units left.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you are planning to buy an apartment, you must have come across this term, \u2018ready to move in\u2019 quite frequently. Homebuyers often opt for a ready to move in apartment over one that\u2019s under construction due to the fact that there is no delay in possession. \u2018Ready to move in\u2019 apartments make it easier […]<\/p>\n","protected":false},"author":1,"featured_media":149,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"yoast_head":"\nTop 5 reasons to choose ready to move apartment<\/title>\n<meta name=\"description\" content=\"Top 5 reasons to choose ready to move apartment? 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